Recent Articles
đ Mortgage Credit Score Update 2025: Fannie Mae & Freddie Mac Will Now Use VantageScore 4.0
Big news is shaking up the mortgage world: The Federal Housing Finance Agency (FHFA) has announced that Fannie Mae and Freddie Mac will now accept VantageScore 4.0âa more modern and inclusive credit scoring model. This is the first major credit score update for conventional loans in decades and could open new doors for millions of potential homeowners.
Published on 07/09/2025
Should You Buy a Home Before Your Divorce is Final? Hereâs What to Know
Buying a house before your divorce is finalized? Hereâs why it could create legal and financial complicationsâand how to plan smart.
Published on 07/08/2025
Why Homeownership Is Still Worth ItâEven Beyond the Finances
From mental health benefits to stronger communities, homeownership offers more than just a return on investmentâit offers a better quality of life.
Published on 06/25/2025
Mortgage Rates Arenât Just About the Fed â Hereâs What You Really Need to Know
Mortgage rates held steady this weekâbut not for the reasons you think. Hereâs why working with a loan officer beats doing your own research when timing the market.
Published on 06/20/2025
The Real Estate Rule That Just Got RepealedâAnd Why Itâs a Big Win for Buyers
The National Association of Realtors repealed a rule that kept some listings hiddenâthanks in part to pressure from homebuyers, tech platforms, and even the DOJ. Learn how this boosts your home search.
Published on 06/13/2025
Why Now Might Be the Best Time in Years to Buy a Home (Seriously)
The housing market is shiftingâand it's shifting in your favor. Learn why rising inventory, slower sales, and increased negotiating power mean buyers have the upper hand. Donât miss your window.
Published on 06/04/2025
The Secret Every Successful Home Seller Knows (But Most Miss)
Discover the simple but powerful secret that helps homeowners sell faster and for top dollar in today's real estate market. Hint: Itâs not just about price.
Published on 05/28/2025
April 2025 Housing Market Update: A Shift That Favors Buyers
Home prices are cooling, inventory is rising, and buyers are gaining leverage. See what the April 2025 housing market update means for you.
Published on 05/23/2025
Why a Home Inspection Is a Must for Homebuyers
Learn why a home inspection is essential for buyersâeven in a competitive market. Discover how it protects your investment and helps avoid costly surprises.
Published on 05/14/2025
Mortgage Rates Just DroppedâHereâs Why the Fed Had Nothing to Do With It
Mortgage rates dipped slightly to 6.86% as bond markets stabilized. Learn how rates are tied to investor expectationsâand why lenders adjust pricing ahead of market changes.
Published on 05/07/2025
Home Is Where Mom Is â Celebrate Motherâs Day in Las Vegas
This Motherâs Day, weâre celebrating the heart of every home â Mom. Whether sheâs the chef, the storyteller, the fixer, or the one who always knows where everything is, she deserves a day filled with love, laughter, and maybe a mimosa or two. đ Here are a few local ways to show Mom just how much she means to you â with a little house and home twist (because letâs be honest, Mom is home).
Published on 05/01/2025
Local Buzz: Where to Sip in Vegas While You House Hunt
Whether you're touring open houses or signing loan docs, every major home milestone pairs perfectly with a great cup of coffee. As a local mortgage company, we believe in supporting the Las Vegas and Henderson small businesses that fuel our communityâand our caffeine habits. From neighborhood staples like Sunrise Coffee to roasters like Mothership, weâre sharing our favorite local cafĂ©s that make house hunting a little more energizingâand a lot more fun.
Published on 05/01/2025
March 2025 Housing Market Update: 5 Key Takeaways for Homebuyers and Sellers
March 2025 housing data shows rising inventory, slowing price growth, and a shift in buyer behavior. Learn what this means for buyers and sellers heading into spring.
Published on 04/30/2025
Why the Housing Market Isn't Crashing in 2025
Discover why the housing market isnât crashing in 2025âand why now might still be a smart time to buy. Learn about market stability, lending trends, and how equity protects todayâs homeowners.
Published on 04/23/2025
How Are Property Taxes Calculated? Hereâs What Homebuyers Should Know
Learn how property taxes are calculated, what factors impact them (like land value and zoning potential), and how to budget smart as a homebuyer in 2025.
Published on 04/16/2025
Southern Housing Markets Offer New Opportunities for Homebuyers
Explore how southern U.S. cities like Miami and Memphis are becoming more accessible to homebuyers due to increased inventories and price reductions.?
Published on 04/09/2025
Townhomes: A Smart Solution for Today's First-Time Homebuyers
Discover why townhomes are becoming a popular choice for first-time homebuyers, offering affordability, low maintenance, and community amenities in today's housing market.
Published on 04/02/2025
Why Waiting to Buy a Home Could Cost You
Waiting to buy a home in todayâs market could cost you more in the long run. Learn why acting nowâdespite mortgage ratesâmight be the smartest move for future homeowners.
Published on 03/26/2025
Easter & Springtime Magic: Fresh Flowers, Fresh Homes, and Fresh Starts
Ready to dig into spring? With the warmer weather comes the perfect opportunity to plant flowers, herbs, and veggies that will thrive all season long! But when is the right time to start? And which plants do best in our region? Find out what to plant, when to plant, and how to make the most of your spring garden in our latest blog!
Published on 03/25/2025
Egg-flation Hacks: Fun & Affordable Ways to Dye Easter Eggs at Home
Easter egg dyeing just got a little more creative! With egg prices still a bit higher than usual, many families are looking for budget-friendly, fun, and memorable ways to celebrate the season. Whether you're decorating with little ones or hosting a festive gathering, these smart Easter egg dyeing hacks will keep your baskets full of colorâwithout scrambling your wallet. At Vision Home Mortgage, weâre all about creating lasting memories at home. So gather around the kitchen table, pull out your old t-shirts (as smocks!), and letâs get dyeing!
Published on 03/25/2025